Harbor for advisors and firms
The household planning layer for a modern advisory practice.
Give every client a living household plan, see where attention is needed, and turn years of good advice into a handoff another person can follow.
Meridian Wealth
Firm roster
Built for the practice taking shape now
Meet the clients building families, not filing cabinets.
Harbor is for independent, tech-forward firms serving clients through marriage, a first home, children, aging parents, and everything that follows. It gives the household one place to stay organized and gives the advisor a clearer way to guide the work over time.
One loss can consume the practice
One family needed help. The other 99 still needed their advisor.
At a 100-household RIA, one spouse passed away. The advisor spent roughly two months finding documents, reconstructing accounts, and helping the surviving spouse understand a system they had never managed.
This is one firm’s real experience, not an industry-wide benchmark.
The information exists, but not as a system
Good planning can still leave a family unprepared.
A will, a shared drive, an insurance portal, and a password manager each solve one part. None explains the whole household: what exists, who owns it, or where someone should begin.
Accounts & access
Present somewhere, but disconnected from ownership, decisions, and the people who need it.
Insurance
Present somewhere, but disconnected from ownership, decisions, and the people who need it.
Legal documents
Present somewhere, but disconnected from ownership, decisions, and the people who need it.
People & context
Present somewhere, but disconnected from ownership, decisions, and the people who need it.
The client deliverable
The record they maintain becomes The Handoff someone else can follow.
A client keeps the people, accounts, property, insurance, and legal documents connected while life changes. If they cannot act, Lighthouse gives the person they named an ordered first-48-hours plan instead of a scavenger hunt.
The household record
Useful now, maintained by the family
The Handoff
Prepared before anyone needs it
Lighthouse
Read-only next steps for the named person
The advisor
Judgment and context, without credential access
A living Harbor for every client
Consistency across the roster. Privacy inside every household.
Each family maintains its own living record. The firm gains one readiness framework without turning private household information into an open file cabinet.
The Chen household
Advisor access active
The Rivera household
2 gaps to review
The Bennett household
Meeting next week
The Okafor household
Ready for handoff
A read-only assistant for the authorized household view
Know where attention is needed before the meeting starts.
Advisor Beacon can answer questions across the household context you are authorized to see: documents, policies, family, entities, recurring bills, successors, and handoff gaps.
Advisor Beacon is read-only. Credentials are excluded. Advisors add or change records manually through the authorized client view.
Ask Beacon
Advisor view · read-only
The trust is uploaded and linked to The Chen Family Trust.
A life insurance policy is listed, but no policy document is attached. That may be worth confirming before your next meeting.
Turn a low score into a valuable conversation
The score is not the answer. It starts the right questions.
Is key insurance missing?
Were the trust and will signed?
Are family and entities connected?
Does the successor know where to begin?
Harbor surfaces readiness signals. The advisor brings judgment, context, and the relationship.
Recover time and deepen the relationship
Move from reconstruction to readiness.
Harbor does not replace the advisor. It removes the scavenger hunt so the advisor can do the work clients value.
Less reconstruction
Spend less time searching for the basic household picture.
Better-prepared meetings
See gaps and priorities before the conversation.
Deeper family relationships
Support both spouses and the next generation with context.
More attention across the roster
Keep one urgent household from consuming the practice.
Private by household, useful at firm scale
Visibility never means unrestricted access.
Every household remains isolated. Access follows explicit permissions, sensitive fields stay masked, document links expire, and families can export their complete record.
Read the security overviewA stronger practice before and after the hardest day.
Tell us about your firm and the households you serve. We will talk through the fit, rollout, and a partnership shaped around your practice.