How is Harbor different from a password manager?

A password manager gives someone access. It does not tell them what exists, who owns it, or what to do first. Harbor organizes every account, property, and document by the person or legal entity that owns it, and produces an ordered emergency plan.

When the moment comes, who has to approve access?

Nobody. You already decided. Access opens on a waiting period you set, with no company approving it and no death certificate required. Harbor does not sit in the middle of the moment it was built for.

Does Harbor only work if I die?

No. Access works whether you have died or simply can't act. Incapacity is the case a death certificate never covers, and it is the case Harbor is designed around. When a named successor requests access, you are emailed immediately and can cancel with one tap. If you never respond, access opens automatically: silence is the safety net.

How is my data protected?

Every sensitive field is encrypted with AES-256-GCM before storage. Two-factor authentication is required for owners and successors, households are isolated at the database layer, and you can export everything at any time.

Harbor · household management & continuity

The Plan for the Day
Someone Else Steps In.

Harbor is the living household plan for the information that keeps your family running. Keep it current as life changes, then give the right person a clear path if you cannot act.

Check your household readiness score · 2 min

AES-256 encrypted Export anytime 30-day money back

Harbor starts being useful long before an emergency.

Moving in together · Getting married · Buying a home · Having a baby · Helping your parents

Harbor's account registry: Gmail, Chase Bank, a hardware wallet, Fidelity and Empower, each with an owner, a category and a private note. — People, accounts, property, and legal documents, kept current as life changes.

Harbor's Lighthouse: the first 48 hours written out in order: three things to do today, the people to call, and the documents to gather. — Opens on a waiting period you set: read-only, logged, and cancellable.

Works on incapacity
Not just death: the case a certificate never covers.
Opens on your timer
A waiting period you choose. One tap cancels it.
No company approves it
Harbor never sits between your people and the plan.
No death certificate
Nothing to file, prove, or wait on from anyone else.

Harbor Readiness Score · 10 questions · 2 minutes

If something happened to you tomorrow, could your family find every financial account?

No idea where they would start They would find most of them Yes, all documented in one place

Free. Your score shows right away. No email needed.

The Handoff

The record you maintain. The plan they can follow.

Your household record keeps the people, accounts, property, and legal documents in one connected place. If you cannot act, Lighthouse opens for the person you named with the first 48 hours written out in order.

Not a folder to search. Not a list that assumes they know what matters. A clear place to begin, with the people to call, the documents to find, and the next steps already organized.

A young family organizing household information together at their kitchen table

Built for the life you are building

The household plan that keeps up with your family.

Harbor belongs in ordinary family life: when the accounts multiply, a home changes hands, a child arrives, or your parents begin asking for help.

An adult daughter helping her mother organize household information

A filing cabinet sorts by what something is. Harbor knows who it belongs to.

Every account, property, vehicle, and document points at the person or legal entity that owns it. So someone starts from a person and sees everything, instead of opening folders and guessing.

One Harbor account can help you organize your household, your parents, and your in-laws without mixing their records.

Harbor's Lighthouse: a letter from Allen followed by an ordered walkthrough of who to call first.

Continuity

One person you name. On a clock you set.

This is the Handoff you prepare. They arrive at a guided walkthrough: read-only and logged: your letter first, then who to call, then the accounts.

Harbor's Family and entities screen: Allen, Sarah, Julia and Edward Reeve, Biscuit the dog, and The Reeve Family Trust.

The record

Start with the people, not the paperwork.

Everyone the vault covers: the spouse, the kids, the dog, the trust that owns the house. Everything else hangs off them.

Harbor's Accounts registry showing financial accounts, ventures, crypto and logins with their owners.

The record

Every account, and who it belongs to.

Banks, brokerages, crypto, the subscriptions nobody remembers. Each one points at its owner and carries the note only you could write.

Harbor's Household screen showing the Maple St. House, two vehicles and the family's valuables.

The record

The house, the cars, the things worth insuring.

Linked to the mortgage that finances them and the policy that covers them. Add your parents' household later without mixing a single file.

Harbor's Documents screen listing the will, the trust, insurance policies and the property deed.

The record

The will, the trust, the deed: where they actually are.

Each document tied to the person or entity it concerns, so nobody is searching a filing cabinet at midnight.

Harbor's emergency grab bag: an ordered, printable page of contacts, accounts and documents.

Action

The first 48 hours, already written down.

One printable page in the order it's needed. Put it in the safe. Passwords stay out of it by default.

Continuity

The record

Action

One person you name. On a clock you set.

This is the Handoff you prepare. They arrive at a guided walkthrough: read-only and logged: your letter first, then who to call, then the accounts.

1A named successor requests access. You are emailed the moment they do.
2You have 72 hours to decline. One tap closes it.
3If you're unable to act: incapacity or death. It opens on the timer. Silence is the safety net.

That was a working plan. Start yours today.

Add your household, bring your accounts, write the notes only you know. One afternoon now, so the other person can act without you later.

Start free, or introduce Harbor to friends and family.

Free tier, no card required · 30-day money-back on paid plans

Private by design. Clear when it matters.

Read exactly how Harbor protects your household

Separate households

Records never overlap, even when one account helps manage several households.

Two-factor, required

Every owner, advisor, and successor must use two-factor authentication.

A cancellable wait

Successor access is delayed, logged, read-only, and cancellable by the owner.

Sensitive fields encrypted

Passwords and other sensitive fields are encrypted before storage.

Never sold or trained on

Harbor does not sell vault contents or use them to train AI models.

Your household continuity plan, for $100 a year.

Keep your household record unlimited and ready when someone else needs to step in. Prefer monthly? Harbor Household is $10 a month.

AES-256 encryption · 30-day money-back guarantee · Read the full security details

Not ready yet? See where your household stands first.

Take the 2-minute readiness quiz

The Plan for the Day Someone Else Steps In.

If something happened to you tomorrow, could your family find every financial account?

The record you maintain. The plan they can follow.

The household plan that keeps up with your family.

A filing cabinet sorts by what something is. Harbor knows who it belongs to.

One person you name. On a clock you set.

Start with the people, not the paperwork.

Every account, and who it belongs to.

The house, the cars, the things worth insuring.

The will, the trust, the deed: where they actually are.

The first 48 hours, already written down.

One person you name. On a clock you set.

That was a working plan. Start yours today.

Private by design. Clear when it matters.

Your household continuity plan, for $100 a year.

The Plan for the Day
Someone Else Steps In.